Pip insurance is just another name for personal injury protection insurance. Pip insurance in Florida would cover you if you were say, driving to Tampa one day and were involved in an auto accident where you and your passengers required medical treatment, pip would cover the medical bills up to the limits of your policy. If the passengers in your car have their own pip insurance, their own insurance pays their medical expenses.
PIP insurance is a no-fault insurance so it doesn’t matter who Pip insurance in Florida is required, the minimum coverage is $10,000 plus $10,000 property damage liability. The State of Florida allows a deductible of no more than $1,000 for PIP coverage. Most pip insurance policies also provide legal representation for you if you get sued.
Anyone looking for pip insurance in Florida is encouraged to look online for quotes from as many insurance companies as possible. Knowing about the various options available for pip insurance is important when considering which insurance company to choose. Some offer more protection than others, and some charge extra for specific coverages.
Remember, pip insurance is not optional coverage for any vehicle registered in the state of Florida. You will receive a fine and possibly have your driving privileges revoked if you do not maintain your pip coverage on all registered vehicles.
